Deposit Account Rates

 

 

APY = Annual Percentage Yield. Rates are accurate as of 03/07/2025 and subject to change without notice.

Checking Account Rates

Balance Amount

Dividend

APY

$2,499.99 and below

0.00%

0.00%

$2,500 - $4,999.99

0.05%

0.05%

$5,000 and over

0.10%

0.10%

Dividends credited monthly.

 

Savings Account Rates

 
Balance Amount Dividend APY
$25 - $2,499.99

0.05%

0.05%

$2,500 and over

0.10%

0.10%

Dividends credited monthly.

 
 

Money Market Account Rates

 

Balance Amount

Dividend

APY

$5,000 and below .05% .05%

$5,000 - $9,999.99

.50%

.50%

$10,000 - $24,999.99

.80%

.80%

$25,000 - $49,999.99

.95%

.9%

$50,000 and over

1.10%

1.10%

Dividends credited monthly.

 
 

CD Rates

 
6-Month Term
Balance

Dividend

APY

$500 - $9,999

3.00% 

3.02%

$10,000 - $24,999

3.25%

3.27%

$25,000 - $49,999

3.35%

3.37%

$50,000 - $99,000

3.45%

3.47%

$100,000 and over

3.55%

3.57%

Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. 

1-Year Term
Balance

Dividend

APY

$500 - $9,999

3.05%

3.07%

$10,000 - $24,999

3.30%

3.32%

$25,000 - $49,999

3.40%

3.42%

$50,000 - $99,000

3.50%

3.52%

$100,000 and over

3.60%

3.63%

Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. 

2-Year Term
Balance

Dividend

APY

$500 - $9,999

3.05%

3.07%

$10,000 - $24,999

3.40%

3.42%

$25,000 - $49,999

3.50%

3.52%

$50,000 - $99,000

3.60%

3.62%

$100,000 and over

3.70%

3.72%

Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. 

3-Year Term
Balance

Dividend

APY

$500 - $9,999

3.10%

3.12%

$10,000 - $24,999

3.50%

3.52%

$25,000 - $49,999

3.60%

3.62%

$50,000 - $99,000

3.70%

3.72%

$100,000 and over

3.80%

3.82%

Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. 

IRA Certificate Rates

1-Year Term

Balance

Dividend Rate

APY

$500 minimum

3.90%

3.92%

Dividends credited semi-annually. 

2-Year Term

Balance

Dividend Rate

APY

$500 minimum

3.60%

3.62%

Dividends credited semi-annually. 

3-Year Term

Balance

Dividend Rate

APY

$500 minimum

3.75%

3.77%

Dividends credited semi-annually. 

IRA Savings Account Rates

Type

Dividend

APY

Traditional IRA Savings

.15%

.15%

Roth IRA Savings

.15%

.15%

Education IRA Savings

.15%

.15%

Dividends credited monthly.

Bump Up CD Rates - 3 Year Bump Up

Balance

Dividend

APY

$500 - $9,999

3.05%

3.07%

$10,000 - $24,999

3.55%

3.57%

$25,000 - $49,999

3.65%

3.67%

$50,000 - $99,000

3.75%

3.77%

$100,000 and over

3.70%

3.72%

IRA Certificate, $500 minimum

3.55%

3.57%

Dividends credited semi-annually. 

Holiday & Vacation Savings Account Rates

Type

Dividend

APY

Holiday Club Savings Accounts

0.10%

0.10%

Vacation Club Savings Accounts

0.10%

0.10%

Dividends credited monthly.