HOME EQUITY LOANS & HELOCS
Whether you need funds for home improvement, taxes, medical expenses, college, a wedding, or debt consolidation, you can pay for it with a Qside Home Equity Loan or HELOC (Home Equity Line of Credit).
Equi-Fix℠ Home Equity Loans
Get all the money you need at once and lock in low fixed-rates at the same time.
Fixed-rate loan
Funds are lent at once, in one lump sum
Refinancing available
Borrowing limits based on your individual creditworthiness
Customize your repayment schedule with terms of up to 15 years
Pre-set monthly payments for the entire term of your loan
Pre-pay your balance without penalty
Interest may be tax deductible (check with your tax advisor)
Pre-Approval available – just begin the application process indicating the dollar amount you want to borrow
Credit Life and Disability Insurance available
Equi-Flex℠ HELOC
With this revolving HELOC (Home Equity Line Of Credit), you can borrow a little or borrow a lot – as often as you want.
Variable-rate line of credit
Borrowing limits based on your individual creditworthiness
Flexibility – borrow funds only as you need them
Serves as a safety net for unexpected expenses
Only pay interest on what you actually spend
10-year access period
Customize your repayment schedule with terms of up to 15 years
Pre-pay your balance without penalty
Interest may be tax deductible (check with your tax advisor)
Pre-Approval available – just begin the application process indicating the dollar amount you want to borrow
Credit Life and Disability Insurance available